Consider These 5 Things When Buying a Vacation Home

Vacation HouseBuying a vacation home can be one of the most exciting times in your life, it’s a chance to experience a world away from the norm, no matter how far away it is. The things to consider before buying this second home can be significantly different from buying your permanent home, especially if it’s going to be at the beach.

Here in Hilton Head Island, the beach homes for sale come in a variety of styles. From the lavish and luxurious to the comfy and laid back, the vacation homes are all unique in their own way, including the views!

Here are a few things to consider when making the decision to own a second home.

1. Always consider the long term
The length of time you plan to own this vacation home will play a part during the home search process. Are you planning to retire in Hilton Head Island someday or will this second home serve just weekend getaways? Depending on your long term goal, the type of home you choose will most likely be different.

Why Hilton Head Island Beach is Named #1

2. Consider the additional costs
When talking with a client about a vacation home, I make sure to discuss the costs that go above and beyond just having a second mortgage. In addition to taxes, you must also consider homeowners insurance. Depending on where your vacation home is located, you may have to consider flood or fire insurance, as well as the maintenance of not just the house, but the entire property.

3. Do you plan to rent out your second home?
What do you plan to do with your home while you’re not there? If you plan to rent it out, there are tax considerations to think of. Be sure to research the laws about being a landlord.

4. Enlist the help of a local real estate agent
A local real estate agent will best know the area and will know what the market is like. Because buying a vacation home has many more aspects to the overall process, you’ll want someone who is experienced and has good references.

The 11 Plantations of Hilton Head Island

5. Don’t buy a vacation home on impulse
You need to take the proper time to research and know what you really want in a vacation home. Even if you fall in love with the area your visiting, resist the urge to sign on the dotted line. You want your vacation home to be a dream come true, not a regret because you didn’t do your research.

These are just five of the points to think about when making the decision to buy a second home, and deciding which home is best for you. If you have questions about this process, don’t hesitate to ask in the comments.

My name is June Seebohm and I am an experienced Realtor serving the Hilton Head Island and Bluffton, SC area’s. I am happy to help you in any way that I can in regards to learning about our beautiful area, as well as any and all of your real estate needs or questions! Please don’t hesitate to contact me via email: or call 843-290-2929. I also have a Facebook Page and would love to connect with you there. Whether you are a vacationer, resident, buyer, seller, or current home owner/renter interested in the Hilton Head area, this is a blog you’ll want to follow!

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